We can offer cover against losses to any residential property whether it be your own home and its content, a holiday home or an investment property. We provide 3 tiers of cover all with variable excesses.
The top of the scale ‘Platinum’ cover offers an extremely comprehensive cover against loss or damage and includes higher automatic limits on certain items such as jewellery, art and antiques as well as allowing cover for accidental loss or damage on all contents. It is the best of protection within the range of home insurance products.
Next in line we have a ‘Gold’ cover product which, known as a ‘defined events’ policy is a fairly common level of cover used by many insurance brokers. It has, albeit lower levels of cover, but is a cut above other policies which are marketed directly (not through a broker) by insurers with big advertising budgets.
Finally we have a ‘Silver’ cover policy which is a comparable policy to those mentioned above in the direct market. This policy caters for those home owners who may be more price focused rather than quality of cover.
Any level of cover is better than none and with the cost of home insurance increasing over the past few years, Ian Jones Insurance Brokers are well placed to offer a wide variety of policies from many insurers in each of the levels of cover described. Valuable artwork, precious jewellery and family antiques and heirlooms can be protected under each policy class, up to any valuation.
With various excess options available and multiple cover options we can assist in providing advise on any home in any part of the country – from urban dwellings to bushland hideaways and river front retreats.
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