Business or Personal Travel Insurance in Newcastle

Either a hard earned holiday or another trip for business, you really need to effect the right cover for your travel insurance.

A single, one of trip for one or a family holiday – many things can go wrong when travelling.

A trip to a Doctor or hospital in another country can break the budget and in America you may not even be treated unless proof of travel insurance is first provided. Lost or stolen luggage will not be covered under your home and contents insurance and if you experience some sort of travel delay, any connecting or re scheduled travel may leave you out of pocket. Travel insurance will extend to thoroughly protect most losses whilst on holidays to ensure that if things go wrong your holiday doesn’t make you wish you were back at work.

If your family do travel quite a bit either in Australia or overseas, an annual travel policy will work out best with one annual premium covering any trip you or your family take , without the need to let the insurer know – just pack and go.

If your business has the need to send staff throughout Australia or overseas then why not insure the business for travel. You will have the freedom of one policy for all with no requirements to advise the insurer as to any travel plans. One declaration each year is all it takes. Hire car excess costs are a big catch for anyone involved in a car accident in a hire car so we make sure you are not left with an excess for thousands of dollars. Kidnap and Ransom cover is included just in case the area your staff are going to is a little dangerous.

Other associated protection available include:

• Expatriate medical expenses
• Inbound medical expenses
• Journey Insurance
• Sick and Accident (including group policies)
• Voluntary workers
• Directors personal accident