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Over the past 17 years Ian Jones Insurance Brokers has provided us with a variety of business, motor vehicle and home insurance policies. Ian and his staff have always provided professional service and quality advice as to the most suitable policy and options relating to our needs. On the occasions when we have needed to make a claim, the service has been prompt with regular follow ups to ensure the process was moving smoothly. I have recommended Ian Jones Insurance Brokers to friends and business colleagues with full confidence and have always heard nothing but great responses from anyone who has utilised Ian and his staff for the provision of insurance services.
Geoff Grimley, Business Principal, Rapport IT Solutions
The people at Ian Jones Insurance Brokers will always let you know what insurances are suitable to your particular situation so at least you know what you can do about it with the right information so as we can make the right decision
Peter Sutherland, PJS Plumbing Pty Ltd
They’re fantastic to deal with. We would always recommend that other businesses give them a go because they make insurance easy
Brett Young, Director, Miraclereach Pty Ltd
Carmen, I appreciate all your help. I must say since I've had all my insurances with you, how happy I am with the service provided. You always do a great job. Many thanks
Dietmar Lederwasch
We have had an ongoing relationship with Ian Jones Insurance for some years now. The reason we continue to do business with the company is because we are impressed with the high service level, the speed at which the quotes are produced, the competitive pricing and the assistance that is provided. Our current account executive, Amy Thompson, embodies all of these qualities and is a joy to deal with on every occasion
Annette and Andrew Metcalf
We were delighted with the service we got from Kai at FloorInsure Insurance. Not only was everything dealt with promptly and efficiently but we saved a lot of money as well. We would recommend them to anyone and look forward to a long association with this company
Eileen McIntosh, Chaz Floors and Blinds
A number of our Andersens stores currently use the services of Ian and his team and he has presented at our conferences in the past. I have found him to provide excellent advice and service at a very reasonable price
Brian Cooper, CEO, Andersens Carpets
What a pleasure to be able to comment on the outstanding difference your company has made to the management of the rather complex insurance portfolio I presented. I was shocked to find after your initial review that I had been paying some insurances for years that would never have been paid out should I have a claim and this included a house in a bushfire zone. The courteous interactions with your professional staff are always helpful, and even enjoyable. Thank you
Prof. Robert Clancy, AM
Public Liability Insurance is an insurance a business or someone would take where there is a possibility of causing property damage to a third party or causing injury or death to a third party during the course of their business or occupation activities.
Any one conducting business, owning a business or property or otherwise where a possibility of any third party becoming exposed to some sort of injury or property damage.
The cost of public liability insurance is governed by many things such as the risk of the business occupation and activities, the revenue of the business, staff numbers, products and materials used or sold, wage roll and more.
The amount of public liability needed can depend on the potential risk exposure, however, in Australia, the more common or generally accepted sum insured is $10 million. A sum insured of $20 million is usually required by those under some sort of contract or those working in an industry where a higher value id preferred.
Yes, you may cancel a public liability policy at any stage.
Those who need public liability insurance are generally operating a business of some description or some other activity where a chance of any third party interaction may lead to property damage or personal injury to the third party.
Public liability covers a business owner who may have an action bought against them or their business for damage to third party property or third party personal injury or death. There needs to be a level of negligence on the part of the business owner and if this is the case, financial damages would be covered under the public liability insurance.