Owner Builders Insurance

Owner Builders Insurance

If you’re wanting to build your own dream home it is of utmost importance to ensure your construction is insured along the way – from start to finish.

What is Owner Builders Insurance?

If you are considering a new home, home extension or renovation and want to project manage the whole thing yourself then you need to take up a contract works insurance policy. You cannot rely on, and will not be covered by the range of contractors you engage to do the work and if something goes wrong (as in an insured peril) midway through the build you will find yourself hugely disadvantaged financially.

What is covered?

Construction insurance for an owner builder covers events during the build such as storm, fire, malicious damage, impact and other events along with public liability and theft of materials and tools. If you are undertaking an extension or renovation you will find that your existing building insurer will not cover the work and may even void the cover on the existing property being worked on.


Depending on the scope of works, the existing building insurer and its insurance, you may need to cover damage to existing structures under a new construction insurance policy. We can guide you through the whole process to ensure complete confidence in face of the unknown.

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