Drone Insurance Newcastle

Drones are here and now and here to stay. Welcome to the 21st Century. Drones have unlimited potential with their high tech uses and applications. From delivering pizzas to delivering crucial medical equipment and devices to those in need in areas with difficult access.


The use of Drones, (or Unmanned Aerial Vehicles) will only continue to grow and become prevalent and very relevant in the skies of tomorrow. As with many new technologies special departments within insurers need to be developed to keep pace with the potential hazards and liabilities associated with the use of drones as well as the drones themselves – these insurance departments are known as Emerging Risks and include new risks brought about by technologies and disruption such as Drones, 3D Copiers, Uber Risks and even AirBNB Accommodation.


Do you use a drone in your business? Have you thought about the insurance aspect and implications if you do? You should, as most standard business insurance policies will not cover the complete protection a business will need if something goes wrong – and with equipment dropping from the skies, much can go wrong and potential losses can be crippling.


What exactly is a Drone. Like everything new that shines in Hi Technology the acronyms come thick and fast. Drones are or have been referred to as;


‘Unmanned Aerial Vehicle’ (UAV), ‘Unmanned Aircraft System’ (UAS), ‘Remotely Piloted Aircraft System’ (RPAS), and ‘Drone’ are, in the broader context; all effectively refer to the one form of aviation technology, this being:

“An aircraft [or aircraft-system] that is flown from a remote location without a pilot located in the aircraft itself.”


Recreational ‘remotely piloted’ aircraft are considered by CASA as ‘Model Aircraft’, and are flown only for sport & recreation purposes under the administration of the Model Aeronautical Association of Australia (MAAA) and the Civil Aviation Safety Regulations (CASR) 1998.


Insurance policies that should be held by an individual or business using Drone are offered (at this stage) by only a few insurers and underwriting agencies. The policies available that should be considered are;


Public Liability

Covers damage to third party property and personal injury to third parties.


Hull Insurance

This term refers to the actual Drone itself for damage whilst in use, in transit or in storage.


Call Ian Jones Insurance Brokers today at +61 (2) 4929 5990 for a quote and advice on what you need to get your Drone covered. 

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