Hard to Place & Difficult Risks

Hard to Place & Difficult Risk Insurance

Over the years, Ian Jones Insurance Brokers have been successful in sourcing and placing insurance cover for a multitude of unusual businesses, occupations and property. High risk business or property, difficult to insure and unusual occupations – no one can help – we can.

What are Difficult & Hard to Place Insurance risks?

Over the years Ian Jones Insurance Brokers have been successful in sourcing and placing insurance cover for a multitude of unusual businesses, occupations and property, which, under normal circumstance would be quite difficult to have a main stream insurer accept, as it would fall outside of their acceptance guidelines. When a business doesn’t quite fit within some insurers acceptance criteria it may be either rejected altogether, accepted with major increases in premium and/or excess or subject to a plethora of conditions.

How does Ian Jones Insurance help?

At Ian Jones Insurance Brokers we have had many difficult, unusual or hard to place insurance risks come past our desk and over the years we have maintained relations with many insurers or underwriting agencies capable of underwriting such risks. This is the main reason that we are confident in stating that we can place ANY risk for ANY business. Example of a few of these risks include businesses involved in rail corridor fencing and security, high rise property maintenance, high rise window cleaning, event security, shopping centre cleaners, bulk goods warehousing, property constructed of sandwich panelling (EPS, PIR, PUR), mining contractors (surface and underground), mining machinery and lotteries insurance for newsagencies around Australia.

Experience that counts

From over 30 years experience, we know how frustrating it can be to get insurers to take on a business sector that has seen problematic claims and premium increases, so we take our job seriously to keep your premiums at a realistic and affordable level. We will compare your existing cover on an ‘apples with apples’ basis and then make recommendations to ensure that any sections of your insurance that are not covered are made aware of and sometimes even cover that may be excessive and unwarranted needs to be quantified. In short, Ian Jones Insurance Brokers will make sure you are covered correctly and at a competitive premium. Call or email us today for your free quote and comparison.

What our clients say

Personal & Professional. Put us to the test!

If you, or your business falls into the ‘too hard’ category for some insurers and insurance brokers, call our office and see how we may be of assistance and let us do the leg work for you.