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Every time we need to call we get the answer to what we need to know, efficiently and in a courteous and friendly manner
Ron Bower, Ron Bower Automotive
It's refreshing to see someone who takes a great deal of interest in our business to ensure that they get the complete picture of what we do. Ian Jones Insurance Brokers seem to go that extra mile to make sure that we know what we have and how it needs to be protected. We would strongly recommend dealing with Ian Jones Insurance
Josh Ferris, Director, Ferris Building Pty Ltd
You don't usually give a great deal of thought about insurances that you have until the worst happens, then it's all you think about. The advice we get from Ian Jones Insurance Brokers makes it obvious that they have done the thinking for us. They have enabled us to recover from losses over the years that bring comfort in knowing that they have done what their catch phrase states - Cover your Assets
Sam Miranda, Sam Miranda of King Valley Pty Ltd
When something goes wrong and you have that first thought, it’s not a good feeling. One call and the reassurance is a great relief, and then the claims process is aided by someone with knowledge and who is on your side. That’s why we renew every year
Peter Ryan, Ryan Signs
Ian and his highly professional team have looked after our group insurances since 1999 and we have found them to be consistently easy to deal with and have earned our trust, 100%. They have always given the right advise and make the whole insurance process seem effortless, which, given the complexities of our business, is a great advantage
Michael Coleman, Director, Coleman Group Australia Pty Ltd and Mayo Civil Pty Ltd,
Business insurance is generally a term for insurance that is used to protect a business against certain risks. It generically applies to business package insurance which covers multiple classes of insurance risk such as fire and property damage, business interruption, burglary, plate glass, money, machinery breakdown, electronic equipment and public liability. The sections selected will depend on what type of business is being insured so an insurance broker would advise on relevant sections when assessing the risk.
A business insurance package policy would mostly be purchased by any business owner requiring multiple sections of cover to protect their business. Retailers, manufacturers, offices, doctor surgeries are just a few businesses that would need business insurance.
There are too many variables to give any indication as to the cost of business insurance. Every occupation will vary so does the cost of insurance. The best option is to discuss ones needs with a qualified insurance broker in order to obtain the right advice and cover suitable to your business.
There really is no best insurer for business insurance as not all insurers may be able to insurer all types of business so it is important that the right insurer is found for the suitability of a particular business. A qualified insurance broker will search and locate any insurers that match a business to ensure the right cover is put in place.
Generally speaking an insurance premium protecting a revenue producing asset may be viewed as a tax deductible expense and this being the case, yes business insurance may be claimed on tax.
If a business does not have any business insurance the owner is effectively carrying any financial risk themselves so if an event occurs that would normally be covered under a business insurance policy, the uninsured business owner would have to pay for any repair or re building themselves.