Luxury & Prestige Home Insurance

Luxury & Prestige Home Insurance

Experience tells us that clients who own luxury homes with higher than usual content values require a few little added benefits and cover.

What is the difference with Luxury & Prestige Home Insurance?

Clients who own luxury homes with unique or exceptional qualities and higher than usual content values require a few little added benefits and cover under their home and contents insurance. Considering this we utilise the benefits of a few (and there are only a few) insurers who have specifically designed policies with this in mind. There will be higher limitations on valuable items, artwork, antiques and curio without having to specify such items. There is automatic coverage for flood, landslide and subsidence which is not usually obtainable under a standard home policy.

What inclusions differ from standard Home & Contents?

There may be certain inclusions that are taken for granted under a prestige policy that may be considered unusual (copper guttering and downpipes for example or high grade marine stainless balustrades on external stairs etc) on a standard policy. We also understand that the owners of such properties may be more discerning about their asset, but also not concerned about applying higher excesses as many small claims are simply paid for rather than claimed upon with the insurer.

What our clients say

Personal & Professional. Put us to the test!

We understand owners of luxury and unique properties are more discerning about their asset, call us today to discuss your options at Ian Jones Insurance.