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They’re fantastic to deal with. We would always recommend that other businesses give them a go because they make insurance easy
Brett Young, Director, Miraclereach Pty Ltd
The people at Ian Jones Insurance Brokers will always let you know what insurances are suitable to your particular situation so at least you know what you can do about it with the right information so as we can make the right decision
Peter Sutherland, PJS Plumbing Pty Ltd
Over the past 17 years Ian Jones Insurance Brokers has provided us with a variety of business, motor vehicle and home insurance policies. Ian and his staff have always provided professional service and quality advice as to the most suitable policy and options relating to our needs. On the occasions when we have needed to make a claim, the service has been prompt with regular follow ups to ensure the process was moving smoothly. I have recommended Ian Jones Insurance Brokers to friends and business colleagues with full confidence and have always heard nothing but great responses from anyone who has utilised Ian and his staff for the provision of insurance services.
Geoff Grimley, Business Principal, Rapport IT Solutions
Carmen, I appreciate all your help. I must say since I've had all my insurances with you, how happy I am with the service provided. You always do a great job. Many thanks
Dietmar Lederwasch
We have used the services of Ian Jones Insurance Brokers for over 14 years now and have found the overall service and professionalism to be of a 1st class standard. The most important aspect we found was the speed and efficiency of claims handling and management. Highly recommended
Prof. Tim Roberts
It's refreshing to see someone who takes a great deal of interest in our business to ensure that they get the complete picture of what we do. Ian Jones Insurance Brokers seem to go that extra mile to make sure that we know what we have and how it needs to be protected. We would strongly recommend dealing with Ian Jones Insurance
Josh Ferris, Director, Ferris Building Pty Ltd
You don't usually give a great deal of thought about insurances that you have until the worst happens, then it's all you think about. The advice we get from Ian Jones Insurance Brokers makes it obvious that they have done the thinking for us. They have enabled us to recover from losses over the years that bring comfort in knowing that they have done what their catch phrase states - Cover your Assets
Sam Miranda, Sam Miranda of King Valley Pty Ltd
Many thanks Kai. As always, I really appreciate your quick response and assistance with anything to do with our Insurance. For that reason alone, we would never change Insurance Companies.
Eileen McIntosh, Coastal Flooring Xtra
Public Liability Insurance is an insurance a business or someone would take where there is a possibility of causing property damage to a third party or causing injury or death to a third party during the course of their business or occupation activities.
Any one conducting business, owning a business or property or otherwise where a possibility of any third party becoming exposed to some sort of injury or property damage.
The cost of public liability insurance is governed by many things such as the risk of the business occupation and activities, the revenue of the business, staff numbers, products and materials used or sold, wage roll and more.
The amount of public liability needed can depend on the potential risk exposure, however, in Australia, the more common or generally accepted sum insured is $10 million. A sum insured of $20 million is usually required by those under some sort of contract or those working in an industry where a higher value id preferred.
Yes, you may cancel a public liability policy at any stage.
Those who need public liability insurance are generally operating a business of some description or some other activity where a chance of any third party interaction may lead to property damage or personal injury to the third party.
Public liability covers a business owner who may have an action bought against them or their business for damage to third party property or third party personal injury or death. There needs to be a level of negligence on the part of the business owner and if this is the case, financial damages would be covered under the public liability insurance.