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The people at Ian Jones Insurance Brokers will always let you know what insurances are suitable to your particular situation so at least you know what you can do about it with the right information so as we can make the right decision
Peter Sutherland, PJS Plumbing Pty Ltd
We were delighted with the service we got from Kai at FloorInsure Insurance. Not only was everything dealt with promptly and efficiently but we saved a lot of money as well. We would recommend them to anyone and look forward to a long association with this company
Eileen McIntosh, Chaz Floors and Blinds
It’s great to have someone providing insurance product information with great knowledge….even better when they can spell it out to you in easy to understand terms
Brad Jones, Director, Admix Media.
We have used the services of Ian Jones Insurance Brokers for over 14 years now and have found the overall service and professionalism to be of a 1st class standard. The most important aspect we found was the speed and efficiency of claims handling and management. Highly recommended
Prof. Tim Roberts
It's refreshing to see someone who takes a great deal of interest in our business to ensure that they get the complete picture of what we do. Ian Jones Insurance Brokers seem to go that extra mile to make sure that we know what we have and how it needs to be protected. We would strongly recommend dealing with Ian Jones Insurance
Josh Ferris, Director, Ferris Building Pty Ltd
Every time we need to call and get some insurance advice or assistance, we get the answer to what we need to know, efficiently and in a courteous, friendly and professional manner. That's why we have insured our business and other assets with Ian Jones Insurance Brokers for the past 10 years
Craig Young, Director, Windsor Products Pty Ltd
Carmen, I appreciate all your help. I must say since I've had all my insurances with you, how happy I am with the service provided. You always do a great job. Many thanks
Dietmar Lederwasch
A number of our Andersens stores currently use the services of Ian and his team and he has presented at our conferences in the past. I have found him to provide excellent advice and service at a very reasonable price
Brian Cooper, CEO, Andersens Carpets
Public Liability Insurance is an insurance a business or someone would take where there is a possibility of causing property damage to a third party or causing injury or death to a third party during the course of their business or occupation activities.
Any one conducting business, owning a business or property or otherwise where a possibility of any third party becoming exposed to some sort of injury or property damage.
The cost of public liability insurance is governed by many things such as the risk of the business occupation and activities, the revenue of the business, staff numbers, products and materials used or sold, wage roll and more.
The amount of public liability needed can depend on the potential risk exposure, however, in Australia, the more common or generally accepted sum insured is $10 million. A sum insured of $20 million is usually required by those under some sort of contract or those working in an industry where a higher value id preferred.
Yes, you may cancel a public liability policy at any stage.
Those who need public liability insurance are generally operating a business of some description or some other activity where a chance of any third party interaction may lead to property damage or personal injury to the third party.
Public liability covers a business owner who may have an action bought against them or their business for damage to third party property or third party personal injury or death. There needs to be a level of negligence on the part of the business owner and if this is the case, financial damages would be covered under the public liability insurance.