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Our dealings over the past 20 years with Ian Jones Insurance Brokers has been completely trouble free which, to our business, is paramount. Insurance can be time consuming and one of those business transactions that requires total trust and they give us 100% confidence in their professionalism and knowledge
Dr Ed Kosy, Director, ABC Orthodontics
We have had an ongoing relationship with Ian Jones Insurance for some years now. The reason we continue to do business with the company is because we are impressed with the high service level, the speed at which the quotes are produced, the competitive pricing and the assistance that is provided. Our current account executive, Amy Thompson, embodies all of these qualities and is a joy to deal with on every occasion
Annette and Andrew Metcalf
Just a quick note to say how much I appreciated the attention to my insurance renewal by your employee at Raymond Terrace office, Kai Cameron. It was only a matter of hours before he got back to me with a better price for my house and contents insurance which I was pleased to accept. I just wanted to tell you that I found Kai to be a very pleasant and professional, a credit to your office.
Andrea Waddell
The people at Ian Jones Insurance Brokers will always let you know what insurances are suitable to your particular situation so at least you know what you can do about it with the right information so as we can make the right decision
Peter Sutherland, PJS Plumbing Pty Ltd
It's refreshing to see someone who takes a great deal of interest in our business to ensure that they get the complete picture of what we do. Ian Jones Insurance Brokers seem to go that extra mile to make sure that we know what we have and how it needs to be protected. We would strongly recommend dealing with Ian Jones Insurance
Josh Ferris, Director, Ferris Building Pty Ltd
You don't usually give a great deal of thought about insurances that you have until the worst happens, then it's all you think about. The advice we get from Ian Jones Insurance Brokers makes it obvious that they have done the thinking for us. They have enabled us to recover from losses over the years that bring comfort in knowing that they have done what their catch phrase states - Cover your Assets
Sam Miranda, Sam Miranda of King Valley Pty Ltd
Many thanks Kai. As always, I really appreciate your quick response and assistance with anything to do with our Insurance. For that reason alone, we would never change Insurance Companies.
Eileen McIntosh, Coastal Flooring Xtra
Carmen, I appreciate all your help. I must say since I've had all my insurances with you, how happy I am with the service provided. You always do a great job. Many thanks
Dietmar Lederwasch
Public Liability Insurance is an insurance a business or someone would take where there is a possibility of causing property damage to a third party or causing injury or death to a third party during the course of their business or occupation activities.
Any one conducting business, owning a business or property or otherwise where a possibility of any third party becoming exposed to some sort of injury or property damage.
The cost of public liability insurance is governed by many things such as the risk of the business occupation and activities, the revenue of the business, staff numbers, products and materials used or sold, wage roll and more.
The amount of public liability needed can depend on the potential risk exposure, however, in Australia, the more common or generally accepted sum insured is $10 million. A sum insured of $20 million is usually required by those under some sort of contract or those working in an industry where a higher value id preferred.
Yes, you may cancel a public liability policy at any stage.
Those who need public liability insurance are generally operating a business of some description or some other activity where a chance of any third party interaction may lead to property damage or personal injury to the third party.
Public liability covers a business owner who may have an action bought against them or their business for damage to third party property or third party personal injury or death. There needs to be a level of negligence on the part of the business owner and if this is the case, financial damages would be covered under the public liability insurance.