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Businesses who need Pluvius insurance may need to take out Pluvius insurance for events that are held outdoors where earning capacity may be compromised due to wet weather events. Examples of these could be agricultural shows, music events, some sporting events, community fares etc....
Yes, it is the term used by the insurance industry, derived from Latin ‘pluvial’- relating to or characterized by rainfall....
It is primarily based on rain measurements taken from certain times on specific days at a specific rainfall measurement. If the rainfall measured exceeds the insured value (e.g. 15mm between 7am to 5pm) a claim would be triggered and the sum insured paid out....
Pluvius Insurance is an insurance policy to specifically cover financial losses incurred as a result of rain which has caused an event to reduce or experience a downturn in trade, or to cancel an outdoor event such as a carnival, agricultural show, sporting event or...
